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Merchants saved $2.4M+ in processing fees this quarterNext-day USD settlement, no waiting, no surprisesFree POS for eligible accounts$2B in TPV across TrustPay.us partners' ecosystem: Join the revolution nowMerchants saved $2.4M+ in processing fees this quarterNext-day USD settlement, no waiting, no surprisesFree POS for eligible accounts$2B in TPV across TrustPay.us partners' ecosystem: Join the revolution now

When accepting payments, stop losing $50K to $100K a year.

One audit, one stack: zero-fee hardware & processing, POS software, crypto acceptance, and automated B2B ACH and AR.

1
🏪Online & In-Person

Keep More of Every Sale.

  • Zero processing fees via cash discount
  • Next-day USD funding, no surprises
Get Free Quote
2
Crypto Payments

Tap the Crypto Economy.

  • Accept BTC, ETH & stablecoins in-store
  • Auto-convert to USD, zero volatility risk
Learn More
3
🏦B2B & ACH

Slash B2B Processing Costs.

  • ACH bank transfers from 0.5% vs 2.9%+
  • Automated invoicing & real-time reporting
See ACH Solutions
No Processing FeesNo Hardware LeaseNo Monthly MinimumsNext-Day USD SettlementCards · Crypto · ACH

One Connection for Every Payment

Accept it

Cards, crypto, tap, online

Collect it

ACH, invoicing, terminals

Automate it

AR, reconciliation, reminders

Understand it

Reporting, funding, insight

Cards + ACH + Crypto + POS + AR Automation + Modern Hardware

One connection. One accountable partner. Built around how your business gets paid.

The Payment Journey

Before, during, and after the payment.

Most processors only show up for the middle box. We cover all three.

Before payment

The moment a customer owes you.

InvoiceOrderPOS

Payment

How they choose to pay.

CardACHCryptoTapOnline

After payment

What happens once it lands.

FundingReconciliationReportingAR

YOUR BUSINESS DOESN'T NEED ANOTHER PAYMENT TOOL.It needs fewer of them.

Why manage eight relationships when one connected payment ecosystem can do the job? TrustPay.us connects how you accept, collect and manage payments, without forcing your business into another technology silo.

  • 1Card processor
  • 2ACH provider
  • 3Invoice software
  • 4AR reminders
  • 5POS
  • 6Payment terminal
  • 7Online gateway
  • 8Reporting

KEEP WHAT WORKS. FIX WHAT DOESN'T.

You don't have to replace your entire payment stack to work with TrustPay.us.

Start with one problem.

Processing costs
ACH
AR
POS
Hardware
Online payments

We'll help you solve that first.

We solve the problem first. Then we earn the right to do more.

Tell Us What Isn't Working

Trusted by merchants who can't afford to overpay

Numbers that matter, not promises.

1,000+
Merchants Served
$2B+
Annual Processing Volume
Next-Day
USD Settlement
$0
Setup · No Long-Term Contract

Bank-grade security, built in

Every transaction protected, by standard.

PCI-DSS Compliant
Card-data security standard
EMV Certified
Chip-card accepted everywhere
P2P Encryption
Encrypted end-to-end
Tokenization
Card data never stored
3-D Secure
Fraud-checked approvals
24/7 Fraud Monitoring
Real-time risk alerts

WHAT SHOULD A MODERN PAYMENTS PARTNER ACTUALLY DO?

More than process a card.

  • Give customers multiple ways to pay
  • Help reduce unnecessary processing expense
  • Route high-ticket payments intelligently
  • Automate invoices and collections
  • Connect in-person and online payments
  • Give finance teams better visibility
  • Integrate with the software you already use
  • Support modern Android hardware
  • Help reduce manual reconciliation
  • Adapt as your business changes
  • Give you a real person when something goes wrong

If your processor only moves money, you're probably asking too little from it.

See What TrustPay.us Can Do

THE REAL COST OF DISCONNECTED PAYMENTS

Another vendor isn't just another monthly fee. It's another:

  • Login.
  • Contract.
  • Integration.
  • Statement.
  • Dashboard.
  • Support number.
  • Reconciliation process.

And another place for something to break.

TrustPay.us helps connect the payment stack instead of adding another layer to it.

Why Choose Our Crypto and Credit Card Payment Solutions

Best Rates

Pay ZERO fees with our cash discount program, legal in all 50 states

No Contracts

Month-to-month only. No setup fees, no cancellation penalties, no fine print

Real Human Support

Talk to a real person, not a bot. Available via phone, text, and email

Fast Funding

Next-day deposits. Daily, weekly, or manual payout schedule, your choice

Volume Savings

The more you process, the less you pay. Rates decrease automatically as volume grows

+ High Risk

We handle all business types including high risk; where others say no, we say yes

Bank-Friendly Deposits

Funds land in your existing business checking account, any bank, next business day, with clean statements for your accountant or lender

Savings Calculator

Estimate Your Potential Savings

Calculate how much you could save by switching to TrustPay.us competitive rates

$10K$1M+
%

Average industry rate: 2.5-3.5%

~1300 transactions/month · Avg ticket: $38.46

TrustPay.us Competitive Rate

Ask us how we can help reduce your costs

Standard Rate

Merchant pays fees

💡 Cash Discount

Consumer pays fees

Your Monthly Fee

$1125

Ask us how we can help reduce your costs

Your Monthly Fee

~$92

Interchange passed to consumer

Annual Savings vs. current

$3900

22.4% reduction

Annual Savings vs. current

$16296

vs. your current processor

Cash Discount Program: The interchange is passed to the consumer as a service fee on card transactions. Cash-paying customers receive a discount.

📞 Lock In This Rate, Call NowGet Custom Quote Online

Join 500+ merchants saving with TrustPay.us · No contracts

TRUSTPAY IS BUILT FOR MERCHANTS WHO…

  • Are tired of wondering what they're really paying.
  • Have multiple payment vendors that don't talk to each other.
  • Want ACH without another disconnected portal.
  • Need AR automation without rebuilding accounting.
  • Have outgrown legacy POS or hardware.
  • Want modern payment options without enterprise complexity.
  • Would rather have one accountable partner than five 800 numbers.

And most importantly

Want someone to understand the business before selling them anything.

Let's Talk About Your Business

Beyond savings

TrustPay.us doesn't just cut fees, it helps you grow.

Stop paying to process. Start getting paid to grow.

400M+
crypto holders you can reach

New revenue from crypto customers

Accept BTC, ETH & stablecoins and tap a customer base your competitors can't serve.

Higher
approval rates

Faster checkout, more approved sales

Tokenized repeat payments and 3-D Secure lift approvals and cut false declines.

2x
faster to get paid

Automated receivables

ACH bank transfers and auto-invoicing turn outstanding balances into next-day cash.

1
partner for everywhere

Sell anywhere, in person & online

One partner, one dashboard for in-store, e-commerce and anywhere your customers pay.

Built on Trust

No Surprises. No Freezes. No Nonsense.

Merchants leave Stripe and Square because of account holds and frozen funds. TrustPay.us was built differently, from day one.

No Account Holds

Your funds are never frozen. Once approved, your account is protected, with no surprise holds, ever.

No Frozen Funds

Unlike Stripe or PayPal, TrustPay.us doesn't freeze your money. Access your deposits without fear.

Same-Day Approvals

Our team reviews your application in real-time. Most merchants are approved the same business day.

Same-Day & Next-Day Funding

Need cash faster? TrustPay.us offers same-day funding for qualifying transactions, or opt for reliable next-business-day deposits. Your money, your schedule.

No Contracts. Ever.

Month-to-month only. No long-term commitments, no cancellation fees, no setup costs. Leave whenever you want.

Real Humans, Always

Call, text, or email and reach an actual person, not a bot. Our team is here when you need us most.

No contracts · No setup fee · Typically approved same business day

THE MOST IMPORTANT TRUSTPAY FEATURE HAS A PHONE NUMBER.

Technology matters. But when money isn't moving, you don't need a chatbot, a ticket number or another department. You need someone accountable.

At TrustPay.us, support isn't an add-on to the product. It's part of the product.

Talk to us

TrustPay.us Reduces Costs and Offers New Options

Retail Merchant

Cards, POS Hardware & Crypto

  • Zero-fee via Cash Discount program
  • Smart terminals & kiosk hardware
  • Accept 150+ cryptocurrencies in-store
  • Next-day USD settlement

No setup fee · No contracts · Approved in 24 hrs

B2B Company

ACH, Invoicing & Crypto

  • Flat-fee ACH, save up to 90% vs. cards
  • Automated A/R & recurring invoicing
  • Crypto payments with instant USD settlement
  • Dedicated B2B account manager

Volume discounts available · Talk to a specialist today