Cash Discount
Card customers pay a small service fee; cash customers pay less.
Dual Pricing
Show two prices — one for cash, one for cards. Customers self-select.
Credit Card Surcharge
A transparent surcharge on credit card transactions only — never debit.
Traditional Processing
Competitive interchange-plus pricing. You absorb the fee, keep it simple.
Crypto Payments
Accept BTC, ETH & stablecoins — auto-converted to USD, zero volatility.
ACH / Bank Transfers
Bank transfers & automated invoicing at a fraction of card cost.
Cash Discount vs. Surcharge
vs. Dual Pricing — What's the Difference?
All three programs legally shift processing costs away from you. Here's how to pick the right one for your business.
Card customers pay a small service fee. Cash customers pay less.
Your posted price includes a small service fee for card users (~3–4%). Cash customers receive a discount, which TrustPay displays automatically at checkout. Visa/Mastercard rules are fully satisfied — it's a cash discount, not a surcharge.