How are Merchants reducing processing fees now
With TrustPay's Cash Discount Pro and Dual Pricing, your effective processing rate drops to 0% — legally in all 50 states. Either the customer covers the fee, or there's no fee at all when they pay cash.
Serving Irvine, Newport Beach, Anaheim, Huntington Beach, Costa Mesa & all of Southern California.
Your Processing Statement
Holds the Truth.
Most merchants overpay — and never know it. Submit your statement. We'll show you exactly where.
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We Analyze Every Line
Our team reviews every fee, rate, and surcharge line by line to uncover what's inflating your costs.
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Receive a plain-English breakdown of what you're paying, how it compares, and exactly where you can save.
Your are paying too much for payments' acceptance: see details below
Every industry has unique transaction patterns, fee structures, and pricing models. Whether you're a restaurant, retailer, auto dealer, or medical office — your statement tells your specific story. Let us read it for you.
No sales pressure. No obligation. Just the truth about your fees.
Why Is Now the Best Time to Eliminate Processing Fees?
Card processing fees have increased 25% since 2020 as Visa/Mastercard raise interchange. Meanwhile, Cash Discount programs became federally legal in all 50 states in 2018. Most merchants still pay 2–5% — an average of $36,000/year on $100K/month in volume.
Traditional Cash Discount
Automatically adjust menu prices to cover card fees. Cash payers get a discount, which encourages more cash transactions and improves your bottom line.
Dual Pricing Strategy
Two prices, zero headaches. Offer one price for cash and another for cards. TrustPay automatically adjusts on the fly, with no confusion and no complicated manual adjustments.
Every Declined Transaction = Lost Revenue. Forever.
A merchant doing $100K/month with a 10% decline rate loses $120,000 annually. TrustPay's 98–99.5% approval rates, 3DS2 security, and intelligent retry logic exist specifically to stop this bleeding.
What Makes TrustPay Different from Other Merchant Processors?
The only solution that bundles crypto acceptance, in-store card processing, enterprise POS software, and top-of-the-line accessories — all in one place.
Crypto Payments
TrustPay is one of the very few merchant solutions that lets you accept Bitcoin, USDT, and major cryptocurrencies alongside traditional card payments — on the same device, in the same transaction flow.
- Accept BTC, ETH, USDT & more
- Real-time crypto rates from live exchanges
- No need to hold crypto inventory
- AML/KYC compliant transactions
In-Store Card Processing
Accept every card — chip, swipe, tap-to-pay, Apple Pay, Google Pay — with industry-leading rates and built-in cash discount tools that let you eliminate or offset processing fees entirely.
- Visa, Mastercard, Amex, Discover
- Apple Pay & Google Pay
- Cash Discount & Dual Pricing built-in
- 0% processing fees possible
POS Software & Accessories
Enterprise-grade POS software delighting 1,000+ businesses, paired with a full lineup of accessories — kiosks, kitchen displays, handheld terminals, scanners, and printers — all pre-configured to work together.
- Cloud-based management dashboard
- Inventory, staff & table management
- Self-order kiosks & kitchen displays
- Handheld POS, scanners & printers
Real Merchants. Real Results.
From auto dealers to law firms — see how TrustPay is transforming payment processing across industries.
"We switched to TrustPay 6 months ago and haven't looked back. Our effective processing rate dropped to near zero with the Cash Discount program, and we now accept Bitcoin on the same terminal. Our high-ticket customers love it."
"The unified dashboard is a game-changer. I used to log into three different systems to reconcile. Now it's one screen, real-time. We're saving 15+ hours a month in admin work alone."
"I was skeptical about crypto at first. But TrustPay made it so simple — customers scan a QR code and I receive USD the same day. Had my first Bitcoin sale within a week of setup. No volatility, no drama."
"TrustPay approved us in one day, hardware arrived the next, and we were live by day three. The ACH option for our catering clients alone saves us thousands a month in fees."
"We had a 12% decline rate with our old processor. TrustPay's intelligent routing pushed that to under 2% within the first month. That recovery alone paid for the switch ten times over."
"Collecting large retainers via ACH instead of cards saves our firm thousands every month. The compliance tools mean I never worry about PCI issues. TrustPay handles it all."
Live Market Data
Crypto Prices Right Now
Monitor market volatility in real-time while managing your terminals
BTC
Bitcoin
Current Price
$78,509.00
ETH
Ethereum
Current Price
$2,467.32
USDT
Tether
Current Price
$1.00
BCH
Bitcoin Cash
Current Price
$261.37
DOGE
Dogecoin
Current Price
$0.08
LTC
Litecoin
Current Price
$49.93
SHIB
Shiba Inu
Current Price
$0.00
XRP
XRP
Current Price
$1.39
USDC
USD Coin
Current Price
$1.00
💡 Pro Tip: Prices update every 30 seconds. Use this feed to time your crypto payouts and conversions for optimal rates.
Merchant FAQs
Everything you need to know about payment processing and crypto acceptance with TrustPay
Credit Card Processing
Zero fees, fast funding, and everything in between
Crypto Payment Acceptance
Bitcoin, USDT, ETH and more — converted to USD instantly
Estimate Your Potential Savings
Calculate how much you could save by switching to TrustPay's competitive rates
Average industry rate: 2.5-3.5%
~1300 transactions/month · Avg ticket: $38.46
TrustPay Competitive Rate
Ask us how we can help reduce your costs
Standard Rate
Merchant pays fees
💡 Cash Discount
Consumer pays fees
Your Monthly Fee
$1125
Ask us how we can help reduce your costs
Your Monthly Fee
~$92
Interchange passed to consumer
Annual Savings vs. current
$3900
22.4% reduction
Annual Savings vs. current
$16296
vs. your current processor
Cash Discount Program: The interchange is passed to the consumer as a service fee on card transactions. Cash-paying customers receive a discount.
Join 500+ merchants saving with TrustPay · No contracts
Need an Industry-Specific Brochure to Share?
Share a professional bi-fold brochure with your decision makers — tailored to your vertical, ready to print in seconds.
Which Pricing Strategy Is Right for Your Business?
Each program achieves the same result — your effective card processing cost drops to 0% — but the customer experience differs. TrustPay configures and displays the right disclosures automatically based on your chosen program.
Traditional Cash Discount
All menu items are automatically adjusted to cover card processing fees. Customers who pay with cash get a discount.
Surcharge Program
Add a fee to credit card transactions. This requires notification and registration with Visa, Mastercard, Amex, and Discover.
Dual Pricing
Offer two prices for each item: one for cash and one for cards. TrustPay automatically adjusts pricing when tender is selected.
How Much Could You Save by Switching to TrustPay?
Cut card fees and increase savings on each sale
The Complete Suite
Meet the TrustPay Product Suite
All products designed to work together for seamless control
Point of Sale
Smart POS Hardware Made for the People
Handheld POS
Mobile payment processing at your fingertips
Self Order Kiosk
Streamline orders with self-service technology
Kitchen Display System
Optimize kitchen operations
Cash Discount Pro
Maximize profits with smart pricing
Online Ordering
E-commerce integration for your business
How Do I Get Started?
Begin accepting payments in 3 easy steps
Tell Us What You Need
Answer a few quick questions about your business and payment needs.
Get Approved
Our team reviews your info and gets you approved, often instantly.
Start Accepting Payments
Crypto, cards, online, in-store — you're ready to go.